Everyday and everytime, we all look for the best ways to remain safe online, and to keep our bank acccounts safe. This is because of the high level of scam and theft that is now everywhere.
And because of all of this alert we are always ready for, it has now made us as consumers usually ask oursleves questions, to know if we have not leaked an important information about our bank account that could make it difficult for us.
Or may be you have been a victim of a scam, and you are now contemplating how that scam or that thief came about, so that you won't have to fall trap the next time.
And some very popular questions they ask themselves are; Can someone have access to my bank account with just my mobile phone number?, and many other questions that are a like.
Since we do not encourage any form of theft online, we have decided to bring this article to you to tell you if your account is safe with your phone number given out, or any other information. And will also be telling you what informations you should not leak out if you want your bank account to be safe.
Should I Be Scared My Bank Account Can Be hacked with my Phone Number?
Well, the quick anser to this question this that, "Your Phone number can not be used to access your bank account."
Yes, your phone number is a private information, but giving it to someone, you should not be scared that someone will use it to get into your bank account.
It is quite true that your phone number is an important aspect when logging into your bank account like the the Two-Factor Authentication. But before reaching the two factor authentication, the username and password of the account is needed.
So, you should not be scared of your number. And if you were a victim of an account hack, then you should consider checking other aspects about your bank account that someone may have gotten it. May be like your account password, or account pin, and other bank card details.
What is the Importance of the Phone Number
The phone number has a lot of importance when it comes to banking. And many people are happy with these advantages. Some of them are;
- Your phone number link you to your bank account and makes you get frequent alerts if anything new comes up in your account
- Your phone number is an added seurity layer, used for the Two-Factor Authentication process
- Your phone number also helps in mobile banking, permitting you to check your account anywhere and any time.
What Should I Not share to keep my bank account safe from thieves
Well, now that you know your phone number is not the only thing needed to get access to your bank account, what then is really needed, and to be kept safe from anyone.
These are the things you need to keep them to yourself and not share it to anyone. They are;
To keep your bank account safe from thieves, it is important not to share the following information:
- Social Security Number (SSN)
- Account numbers
- Personal Identification Number (Your PIN)
- Passwords
- Security questions and answers
- One-time passcodes (OTP): Be cautious of sharing OTP or verification codes sent to your phone
- Other Personal details, such as your address, phone number, email address, and any other.
Remember to keep your financial information secure and only disclose it to trusted sources to prevent unauthorized access to your bank account by thieves.
Wrapping Up
It is quite true that someone cannot access your bank account with only your phone number, simply because that person will need some other login credentials like password and username, and many other things.
But this does not mean you should share your phone number to anyone. Your phone number can still be a link to get to you in one way or the other.
And so, the best way to remain secured from these online thieves, you should keep any of your information personally to you without giving it out to anyone.
Because even the bank will not ask for your personal details, maybe apart from your bank account number when you are faced with a challenge and go to the customer service. Stay Safe!!!!