We are right now in a more digitalized world where everything has seamlessly been turned into a digital platform. Most of our traditional brick and mortar banks now have online platforms. Not to even talk about platforms which have been created only for online banking options.
And right now there are many in that list of online banks, with the likes of Paypal, Cash App, Venmo, Apple pay, Google pay, and many others.
And most of these platforms if not all of them, offer bank cards which can be prepaid, Gift, debit or credit cards. And with all of these options, we will usually have an incident where we want to link our card to our bank account(physical or online bank).
Linking them will ease our online and physical transactions. And that is the case for all bank accounts. But for today, our main focus will be on Cash App.
That is why we will be showing you in this article all the Cards that work with Cash App. Whether Prepaid card, Credit card, or Debit Card; this article will pour it all out for you.
What Card Works With Cash App
What is Cash App?
Cash App, previously known as Square cash is an online bank that assists us in sending and receiving money, and also storing cash temporarily. Many people recommend Cash app as a payment option or as an online banking option because of the insurance they have inserted into their customer's heads.
Many people in the world right now use Cash app as an online banking option. And they provide a very convenient platform, a User-friendly platform, secured platform, and a fluid platform.
So why not create your own Cash App account right now and enjoy your online banking in a new platform and domain.
Well, some people might complain that their security is not very good, but all of it depends on the user and on how the user deals with his or her account after creating the account. Well, there are scammers on all online banking platforms but you have to know their strategies so you can counter them.
See Now: Some Cash App Scams and How to Avoid these Scams
What is a Bank Card?
A bank card is a rectangular card that looks like a National ID card provided by a bank whether online or physical bank that is used to ease banking and transactions. And amongst these cards, there are different types of bank cards. They are;
- Prepaid Card
- Credit Card
- Debit Card
- Gift Card
All of them are provided by banks except for Gift cards that are also provided by popular restaurants or shops just for payments.
These bank cards can be used at all domains whether for withdrawals at ATM(Debit cards), for online transactions (Credit Cards), or for both (Prepaid cards).
What Cards Work with Cash App?
The Cash App, a popular peer-to-peer payment app, supports various debit and credit cards for linking to your account. As of now, the Cash App accepts most Visa, Mastercard, American Express, and Discover cards.
It's important to note that while these are generally accepted, there may be specific instances where certain card are not supported because of individual card issuer policies or limitations.
When adding a card to your Cash App account, simply follow these steps:
- Open the Cash App and navigate to the "Balance" tab.
- Tap on "Add a Bank" and then select "Card."
- Enter your card information, including the card number, expiration date, CVV, and billing zip code.
- Once the card details are submitted, you may need to complete a verification process, which often involves receiving a code through SMS or email.
It's worth mentioning that using a debit card rather than a credit card for payments and transfers within the Cash App can often result in faster transaction processing and lower fees. Additionally, some users may also be eligible to receive direct deposits, such as paychecks or tax returns, directly to their Cash App account using their linked card.
Well, this table below will show you a summary on some cards that work with Cash App
| Card Type | Supported | Limitations |
|---|---|---|
| Debit Cards | Yes | Must be linked to a Bank Account |
| Credit Cards | Yes | May have spending limits and cash advance fees |
| Prepaid Cards | Yes | May have spending limits and reload fees |
| ATM Cards | No | Not supported at this time |
| Business Debit Cards | No | Not supported at this time |
| Paypal Cards | No | Not supported at this time |
1. What Prepaid Cards Work With Cash App
Cash App accepts a variety of prepaid cards, including cards from popular brands like:
Netspend
- Green Dot
- Bluebird by American Express
- Walmart MoneyCard
- Chime
- Current
- Serve
- PayPal Prepaid Mastercard
- Cash App Card
- Privacy.com Prepaid Visa
These cards are issued by a variety of financial institutions and may have different fees and features. It's important to read the terms and conditions of each card carefully before you sign up.
2. What Debit Cards Work With Cash App
Cash App accepts debit cards from major card networks, including Visa, MasterCard, American Express, and Discover. This includes both traditional debit cards and prepaid cards. However, this does not always work with all cases, and that is why you always have to check with Cash App to see if your specific debit card is works.
Here are some of the most popular debit cards that work with Cash App:
- Visa Debit Cards
- MasterCard Debit Cards
- American Express Debit Cards
- Discover Debit Cards
- Green Dot Debit Cards
- Netspend Debit Cards
- Bluebird Debit Cards
- Walmart MoneyCard Debit Cards
- Chime Debit Cards
- Current Debit Cards
- Serve Debit Cards
- PayPal Prepaid Mastercard Debit Cards
- Cash App Card
- Privacy.com Prepaid Visa Debit Cards
Please note that this list is not a final list or that is not all because there could be some other debit cards that work with cash app that we have not mentioned in this list. So if you have your debit card that we have not mentioned, you should contact Cash App first to know if it will work or not.
However, to use a debit card with Cash App, you will need to link it to your Cash App account. You can do this by following the instructions in the Cash App app. Once your debit card is linked, you can use it to add funds to your Cash App balance, make purchases, and send money to other Cash App users.
3. What Credit Cards Work with Cash App
Cash App accepts a wide range of credit cards from major card networks, including Visa, MasterCard, American Express, and Discover. It also accepts prepaid cards from these networks. However, it is important to note that not all credit cards are compatible with Cash App. It's always best to check the Cash App website or app for a current list of supported cards.
Here are some of the most popular credit cards that work with Cash App:
- Chase Freedom Unlimited
- Chase Sapphire Preferred® Card
- Capital One Quicksilver Cash Rewards Credit Card
- Wells Fargo Cash Wise Visa® Platinum Credit Card
- Apple Card
- Barclays CashBack Credit Card
- Capital One SavorOne Cash Rewards Credit Card
- US Bank Cash+ Visa Signature® Card
- Citi Double Cash Card
- Capital One Venture Rewards Credit Card
- Bank of America® Cash Rewards credit card
- American Express® Cash Magnet Card
- Blue Cash Everyday Card from American Express
- Discover it® Cash Back
Please note that this list is not exhaustive and there may be other credit cards that work with Cash App. Cash App also frequently updates its list of supported cards on their site. Also, to use a credit card with Cash App, you'll need to link it to your Cash App account.
Final Thoughts on Cards that Work with Cash App
Using cash app or any other online bank is very important or crucial with at least another banking option linked to it like a bank account, a bank card(prepaid, credit, or debit card), or another online payment app.
However, we have shown you the different types of cards that work with Cash App and also a short say on how to link them.
And as quick recap, you have to know that Cash App does work with some Prepaid cards since they don't support all, and same thing for Credit cards, and debit cards too. However, they don't support Paypal cards, Business Debit cards, and or ATM cards.
Why not checkout the list and start enjoying your cash App account at it's fullest? We have made everything available for you above.
Some FAQs on Bank Cards that work with Cash App
What banks work with Cash App?
Cash App uses two FDIC-insured bank partners to provide its financial services: Sutton Bank and Lincoln Savings Bank.
Can you link credit card to Cash App?
Yes, Cash App is among several P2P payment apps to which you can usually link a credit card. You may be able to use a linked card to send money and to pay bills.
How do I Use Cash App without Card?
If you don't have a bank card, you can still use Cash app without any issues. You can use another banking option with the likes of Apple pay, Google pay, Samsung pay, and many others.