In an advanced world where most of the things that were done physically have now turned into virtual or digitally. And even banks now have online platforms for some few years now.
There are several online banks outside right now with the likes of some online banks like Cash app, Paypal, Zelle, Venmo, Chime, Apple pay and many others. Though this set is considered amongst the numerous banks to be one of the best online banking options.
Well, P2P money transfer apps are first of all apps that links physical banks and or online banks together to ease sending and receiving of money. And to send and receive money online, you will have to choose one of the best online banks before starting any transfers.
Well, we all know Zelle to considered too as one of the best due to it's very good features including linking several different banks together to send money for free without any major fees. And also for it's good security when it comes to keeping our informations safe.
And so, in this article, we will be showing you all the banks both physical(mortar and brick buildings) and Virtual banks that you can use on Zelle directly without having to use a bank account as a transfer medium.
Table of Contents
All Banks that Supports Zelle 2024
What is Zelle and How does it Work?
A private financial services firm owned by the banks Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo, Zelle is a digital payments network with headquarters in the United States.
Using a mobile device or the website of a participating financial institution, users of the Zelle service can electronically transfer money from their bank account to another registered user's bank account (inside the United States). That is Zelle won't work if your bank is based out of the US.
How Does it Work?
One of the distinctive features of this payment option is the fact that if your bank (or credit union) partners with Zelle, you won't need to sign up and link any bank account to start using Zelle.
This is because the Zelle network is already integrated with your bank or credit union. In order to expedite transfers between its partner banks and credit unions, which are all connected, Zelle uses the Zelle network. Because of this, transfers using Zelle can be finished quite quickly.
What Banks Accept or Work With Zelle?
Currently, Zelle works with more than 1,150 banks. The bulk of the largest banks in the nation are on the list of institutions that use Zelle, despite the fact that this represents fewer than 25% of all banks in the United States.
Furthermore, you can still download the Zelle app and sign up the debit card connected to your bank account even if Zelle does not presently connect with your bank.
Consumers from about 10,000 financial institutions, according to Zelle, take part in the network.
This indicates that you may still use the app and gain from it even if your financial institution is not an official Zelle partner and is obviously much larger than the number of banks that are officially affiliated with Zelle.
Well, we don't think any of you will have time to start searching in a long list of more than 1,150 banks if we provide them. That is why we will just focus on the major banks and show you the major banks that Zelle accepts.
They are;
- Ally Bank
- Bank of Hawaii
- Bank of the West
- Bank of America
- BB&T
- BECU
- Capital One
- Citizens Bank
- Citibank
- Ameris Bank
- Comerica Bank
- ConnectOne Bank
- Dollar Bank
- First National Bank
- First Bank
- Fifth Third Bank
- John Marshall Bank
- PNC Bank
- Poca Valley Bank
- TD Bank
- US Bank
- USAA Bank
- Wells Fargo Bank
Well, these are the major Banks that you'll see that Zelle supports. Though there are many other banks that supports Zelle, but we have decided to bring these ones to you.
To get the full list of banks that Zelle accepts, simply go to this link. There you'll get all the banks that Zelle accepts without any exception.
Well, there are also a few online banks like Varo, Chime, and Ally Bank that Zelle accepts. But you won't see many online banks accepted by Zelle.
Who can I send money to with Zelle?
You can Send money to practically anyone you know and trust who has a bank account in the United States. A minimum of one party to a transaction using Zelle (the sender or the receiver) must have access to Zelle through their bank or credit union.
Are you wondering whether your bank offers Zelle? To discover if they provide Zelle, check this out.
- You can send money to practically anyone you know and trust who has a bank account in the United States if your bank or credit union accepts Zelle.
- If your bank or credit union does not offer Zelle, the recipient's bank or credit union must have access to Zelle in order for you to send or receive money.
How to Send Money with Zelle
To send money to anyone on Zelle is not quite a big deal since you'll just need four steps. Once you have your Zelle account and balance ready, you can just simply send the cash without any problems with these four main steps.
1. Decide who is Receiving the Money
This should be one of the most difficult situations in sending money on Zelle. Whether you are sending to your family member, friend, business partner, or any one, it is always very necessary to know who your are sending money to.
And so, if you are not careful, you can find yourself sending cash to a scammer. And one disadvantage on Zelle is that you can't get a refund easily if you make a mistake with your transfer.
And so, always make sure you know very well who you are sending money to
2. Enter Email Address or Phone Number
To send money, you have to enter the receiver's email address or US phone number. But that is after you know who you are sending money to.
And so, if you know who you are sending money to and are sure about the person, enter the person's phone number or email address.
3. How much are you sending?
If you are dealing with a business partner, then you will face this. You have to enter the amount of money you are willing to send.
4. Then Send the money
After filling the amount to send, the final thing will obviously to send the money. Just click on the send button to send the cash to the receiver.
And within some few minutes, the receiver will have his cash in his or her bank account balance.
Final Thoughts on the list of banks that accepts Zelle
Zelle is an amazing online bank that links bank accounts together and sending money on Zelle is quite easy. But for you to enjoy this platform, then the platform should accept your bank.
And so, in this article we have shown you all the Banks whether online or physical banks that Zelle accepts.
If you did not find your bank, don't worry because if your receiver's bank accepts Zelle, you still will be able to send money to the person.
Why not start using this platform and enjoying their features? Get the full list of banks that Zelle accepts.
Some Frequently Asked Questions(FAQs)
Get now some answers to your questions below;
Who owns Zelle?
Zelle is a financial institution that was created to send and receive money from one bank to another cheaply and for free. The owners of Zelle are: Bank of America, Capital One, JPMorgan Chase, PNC Bank, Truist, U.S. Bank, and Wells Fargo.
My Bank is not in the List: What should I do?
If your bank isn't included in the list above, you can still use Zelle's features by downloading the app and registering. You must link your bank account using the details from your debit card before you can start receiving transfers from Zelle, which are handled quite promptly.
How Do I contact Zelle workers?
The customer support phone number for Zelle is 1-844-428-8542, and it is open seven days a week from 10 a.m. to 10 p.m. Eastern Time. A complete customer assistance page from Zelle also offers solutions to problems and answers to frequently asked questions.
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