Banks have become one of the most visited places in the whole World and with this, many people continuously create bank accounts. Each country has banks created and these banks are very important and serves a lot. But there are banks that have branches worldwide and are in several countries.
That is why in this article today, we will be bringing to you all the countries where you can find SEPA(Single Euro Payment Area) Bank. It is also good to know that SEPA is a bank mainly for European countries. But not all European countries are considered as SEPA countries.
Checking out these banks, there are two types of banks which are virtual bank accounts and physical bank accounts. And in this article today, we will be bringing this short list of all SEPA Countries and non SEPA Countries.
Table of Contents
List of SEPA Countries and Non SEPA Countries 2021
First of all, what are Virtual Banks and how different are they from physical bank accounts?
What is a Virtual Bank?
A Virtual Bank is an online bank that is the same like a physical bank with the exception that it is an online bank(virtual as the name says). And with virtual banks, one has the advantage of accessing his account anywhere and at anytime.
Read Also:
How to create a SEPA Account online
What is a SEPA Bank?
SEPA in English simply means Single Euro Payments Area and is a European bank that deals with the transfer and receival of money in European countries. As a matter of fact, SEPA is a bank that is in almost all European countries with the Euros as their currency, but not all of them. It is a bank also in some countries that do not use Euros as their currency.
Below, we have the complete number of European countries both those that have SEPA as bank and those that do not.
List of SEPA countries
These are the detailed countries of in the SEPA zone with their IBAN(International account number) beginning. Also, the IBAN number has a length depending on which country and we have provided the length below. Checkout below the full list.
| SEPA countries | IBAN beginning | IBAN number Length | Currency code |
|---|---|---|---|
| Austria | AT | 20 | EUR |
| Andorra | AD | 24 | EUR |
| Belgium | BE | 16 | EUR |
| Bulgaria | BG | 22 | BGN |
| Canary Islands | ES | 20 | EUR |
| Croatia | HR | 21 | HRK |
| Cyprus | CY | 28 | EUR |
| Czech Republic | CZ | 24 | CZK |
| Denmark | DK | 18 | DKK |
| Estonia | EE | 20 | EUR |
| Finland | FI | 18 | EUR |
| France | FR | 27 | EUR |
| Germany | DE | 22 | EUR |
| Gibraltar | GI | 23 | GIP |
| Greece | GR | 27 | EUR |
| Hungary | HU | 28 | HUF |
| Iceland | IS | 26 | ISK |
| Ireland | IE | 22 | EUR |
| Italy | IT | 27 | EUR |
| Latvia | LV | 21 | EUR |
| Liechtenstein | LI | 21 | CHF |
| Lithuania | LT | 20 | EUR |
| Luxembourg | LU | 20 | EUR |
| Malta | MT | 31 | EUR |
| Monaco | MC | 27 | EUR |
| Netherlands | NL | 18 | EUR |
| Norway | NO | 15 | NOK |
| Poland | PL | 28 | PLN |
| Portugal | PT | 25 | EUR |
| Romania | RO | 24 | RON |
| San Marino | SM | 27 | EUR |
| Slovakia | SK | 24 | EUR |
| Slovenia | SI | 19 | EUR |
| Spain | ES | 24 | EUR |
| Sweden | SE | 24 | SEK |
| Switzerland | CH | 21 | CHF |
| United Kingdom | GB | 22 | GBP |
Read Also:
How to create a SEPA Account online
So these are countries where SEPA is available(SEPA countries). And we have below the full list of European countries that are not SEPA countries.
Non SEPA Countries Full list with IBAN beginning
As we said above, there are some countries in Europe that are not eligible to SEPA. And below, we have the full list. Check it out below.
- Albania
- Armenia
- Azerbaijan
- Belarus
- Bosnia and Herzegovina
- Georgia
- Kazakhstan
- Kosovo
- Moldova
- Montenegro
- North Macedonia
- Russia
- Serbia
- Turkey
- Ukraine
Read Also:
How to create a SEPA Account online
These are the countries. Below, we will show you the countries in the SEPA zone that do not have the EUR(euro) as their currency. And to lay emphasis on this, we will show you the list below.
| SEPA countries | IBAN beginning | IBAN number Length | Currency code |
|---|---|---|---|
| Bulgaria | BG | 22 | BGN |
| Croatia | HR | 21 | HRK |
| Czech Republic | CZ | 24 | CZK |
| Denmark | DK | 18 | DKK |
| Gibraltar | GI | 23 | GIP |
| Hungary | HU | 28 | HUF |
| Iceland | IS | 26 | ISK |
| Liechtenstein | LI | 21 | CHF |
| Norway | NO | 15 | NOK |
| Poland | PL | 28 | PLN |
| Romania | RO | 24 | RON |
| Sweden | SE | 24 | SEK |
| Switzerland | CH | 21 | CHF |
| United Kingdom | GB | 22 | GBP |
These are the countries that do not have the EUR as currency and are under the SEPA zone.
Other Areas where you can Get A SEPA Bank Account
- Åland Islands
- Azores
- French Guiana
- Guadeloupe
- Guernsey
- Isle of Man
- Jersey
- Madeira
- Martinique
- Mayotte
- Réunion
- Saint Barthélemy
- Saint Martin (French part)
- Saint Pierre and Miquelon
Is UK among SEPA Countries?
Yes, the UK is among SEPA countries. Not being under the European Union does not stop them from being SEPA countries. And the do all transactions all those among SEPA countries do.
Conclusion
In conclusion, we have provided above all European countries for those that are SEPA countries and those that are not SEPA Countries. Checkout below some of our most visited articles.
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